Evelyn A. Toney is a seasoned financial and real estate professional with over a decade of experience in mortgage lending, business development, and community engagement. As Vice President of Business and Community Development at Bay State Bank, she leads strategic partnerships that support economic growth, small business development, and inclusive financial access—particularly for historically underserved communities across Worcester and Central Massachusetts.

A proud Worcester native, Evelyn has built a career rooted in financial literacy, equity, and advocacy. Her leadership includes past roles as VP/Sr. Loan Advisor at Rhome Mortgage LLC and Director of Underwriting at Homepoint, where she specialized in lending strategies and operational excellence. She is also a licensed Realtor with Real, helping individuals and families navigate the path to homeownership with confidence.

Evelyn currently serves on the boards of:

• ADELANTE Worcester, supporting the advancement and connection of Latino professionals;
• Latino Education Institute (LEI) at Worcester State University, working to improve educational outcomes for Latinx students;
• Worcester Bravehearts, fostering youth engagement and community pride;
• NAHREP^®  Central Massachusetts, where she serves as Vice President, leading initiatives to increase Hispanic homeownership and promote financial literacy.

She holds a BBA in Business Management from Becker College and actively participates in women’s leadership conferences, chamber events, and local forums. Evelyn is deeply aligned with MAWOCC’s mission to dismantle racial and gender inequities, and she brings with her a powerful combination of industry knowledge, lived experience, and an unwavering commitment to uplifting women of color across the Commonwealth.